PTRS Guidance Explorer
Plain-English answers to common Payment Times Reporting questions, grounded in the Regulator's published guidance and worked examples.
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Explore common questions about trade credit, payments, exclusions, calculations and preparing a Payment Times Report.
- What is a trade credit arrangement?
- Do direct debits and EFT payments count for PTRS?
- Are disputed payments included in PTRS?
- What is a partial payment for PTRS?
- How is payment time calculated for PTRS?
- Are credit card payments included in PTRS?
- Are deposits and milestone payments included in PTRS?
- What payments can be excluded from PTRS?
- Are payments to government entities included in PTRS?
- Are employee payments included in PTRS?
- Are payments between related companies included in PTRS?
- What if a supplier does not have an ABN?
- What if another company pays an invoice on our behalf?
- How do I identify small business suppliers for PTRS?
- What is the Small Business Identification Tool?
- What is the Trade Credit Payment Dataset?
- What is the Small Business Trade Credit Payment Dataset?
- What data do I need to prepare a Payment Times Report?
- Which invoice date should I use for PTRS?
- Does the invoice receipt date affect payment time?
- What if there is no invoice?
- What is an RCTI and how is it treated for PTRS?
- Which payment terms should I use for PTRS?
- What does paid within terms mean for PTRS?
- What is P95 in Payment Times Reporting?
- How is P95 calculated for PTRS?
- What do the PTRS payment-time bands mean?
- Who needs to approve a Payment Times Report?
- How long do PTRS records need to be kept?
- What records should I keep for PTRS?
About this guidance
Monochrome Compliance summarises and explains published Payment Times Reporting Regulator material to make common reporting questions easier to understand and navigate.
Individual guidance pages identify the Regulator guidance paragraphs, examples, pages or worked-example references used as their source.